| NOTE: All Fees quoted are per item or per occurrence unless otherwise noted |
| ATM/Visa Debit Card Account Block - Place or remove |
$5.00 |
| ATM Deposit Discrepancy - F1FCU Machine |
$25.00 |
| ATM NSF Deposit Item (Star/CO-OP fees plus) |
$10.00 |
| ATM Fee |
(4 free/month) - $1.00 |
| ATM/Visa Debit Card/PIN - Reissue |
$5.00 |
| Below Par Fee (Monthly) |
$5.00 |
| Check Image (2 free per statment period) |
(Mr. OnLine free) - $5.00 |
| Check Image - Negotiable Item |
$5.00 |
| Check Printing Charge |
Varies by style |
| Check Processing (Manual clearing of improperly produced/printed checks. Exempt if purchased through CU) |
$15.00 |
| Check Withdrawal by Phone |
(Mr. OnLine free) - $5.00 |
| Close Account Fee - Within 3 months of opening |
$20.00 |
| Collection Item (Actual cost plus) |
$ 10.00 |
| Courtesy Pay Fee - Draft/ACH/ATM/Visa Check Card - Paid against Non-Sufficient Funds |
$25.00 |
|
Dormant Checking Fee - Balance less than $1000 and inactive over 6 months (Monthly) |
$5.00 |
|
Dormant Member Fee - Total balances less than $250 and inactive over 6 months (Quarterly) |
$2.50 |
|
Holiday Club Withdrawal Fee |
$10.00 |
| Improper Endorsement Fee - Deposited item returned due to improper endorsement |
$5.00 |
| IRA - Below Minimum Fee (Quarterly) |
$5.00 |
| IRA Transfer to Another Financial Institution |
$25.00 |
| Membership Fee - To initiate or reactivate membership |
$5.00 |
| Money Market/Short Term Parking Excess Withdrawal Fee |
(3 free/month) - $10.00 |
| NSF Fee - Draft/ACH/ATM/Visa Debit Card |
$25.00 |
| Overdraft Fee - ACH/ATM/Visa Check Card |
$10.00 |
| Overdraft Fee - Draft |
$5.00 |
| Research/Reconcilement Fee - Per hour - 1 Hour Minimum |
$15.00 |
| Returned Deposit Item - Member as Payor |
$20.00 |
| Returned Deposit Item - Member as Payor - Resubmitted for Payment |
$10.00 |
| Returned Deposit Item - Third Party Payor |
$10.00 |
| Returned Deposit Item - Third Party Payor - Resubmitted for Payment |
$5.00 |
| Stop Payment - ACH - Each presentation |
$15.00 |
| Stop Payment - Member Share Draft |
(Mr. OnLine free) - $15.00 |
| Stop Payment - Teller Check/Cashiers Check |
$25.00 |
| Temporary Checks - After initial issue of temporary checks |
$1.00/10 |
| Transfer to Dormant |
$5.00 |
| If you request a copy of documentation relating to an ATM transaction, other than documentation used to resolve a billing error, you may be charged a fee equal to our reasonable cost of providing the document(s) |