Fee Schedule







NOTE: All Fees quoted are per item or per occurrence unless otherwise noted
ATM/Visa Debit Card Account Block - Place or remove $5.00
ATM Deposit Discrepancy - F1FCU Machine $25.00
ATM NSF Deposit Item (Star/CO-OP fees plus) $10.00
ATM Fee (4 free/month) - $1.00
ATM/Visa Debit Card/PIN - Reissue $5.00
Below Par Fee (Monthly) $5.00
Check Image (2 free per statment period) (Mr. OnLine free) - $5.00
Check Image - Negotiable Item $5.00
Check Printing Charge Varies by style
Check Processing (Manual clearing of improperly produced/printed checks. Exempt if purchased through CU) $15.00
Check Withdrawal by Phone (Mr. OnLine free)  - $5.00
Close Account Fee - Within 3 months of opening $20.00
Collection Item (Actual cost plus) $ 10.00
Courtesy Pay Fee - Draft/ACH/ATM/Visa Check Card - Paid against Non-Sufficient Funds $25.00

Dormant Checking Fee - Balance less than $1000 and inactive over 6 months (Monthly)

$5.00

Dormant Member Fee - Total balances less than $250 and inactive over 6 months (Quarterly)

$2.50

Holiday Club Withdrawal Fee

$10.00
Improper Endorsement Fee - Deposited item returned due to improper endorsement $5.00
IRA - Below Minimum Fee (Quarterly) $5.00
IRA Transfer to Another Financial Institution $25.00
Membership Fee - To initiate or reactivate membership $5.00
Money Market/Short Term Parking Excess Withdrawal Fee (3 free/month) - $10.00
NSF Fee - Draft/ACH/ATM/Visa Debit Card $25.00
Overdraft Fee - ACH/ATM/Visa Check Card $10.00
Overdraft Fee - Draft $5.00
Research/Reconcilement Fee - Per hour - 1 Hour Minimum $15.00
Returned Deposit Item - Member as Payor $20.00
Returned Deposit Item - Member as Payor - Resubmitted for Payment $10.00
Returned Deposit Item - Third Party Payor $10.00
Returned Deposit Item - Third Party Payor - Resubmitted for Payment $5.00
Stop Payment - ACH - Each presentation $15.00
Stop Payment - Member Share Draft (Mr. OnLine free) - $15.00
Stop Payment - Teller Check/Cashiers Check $25.00
Temporary Checks - After initial issue of temporary checks $1.00/10
Transfer to Dormant $5.00
If you request a copy of documentation relating to an ATM transaction, other than documentation used to resolve a billing error, you may be charged a fee equal to our reasonable cost of providing the document(s)

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