Rates












Loans | Mortgage | Savings | Certificates

Loan Rates & Terms

 

Loans Rate APR* Term  
VISA 7.00 7.00 n/a Calculator
Line-of-Credit 10.00 10.00 n/a Calculator
New Auto - 60 Mo. Financing 6.00 6.00 60  Calculator
New Auto - 72 Mo. Financing 6.30

6.30

72  Calculator
New Auto - 84 Mo. Financing 7.10 7.10 84  Calculator
Tax Advantage Auto - 60 Mo. Finance 6.00 6.00 60  Calculator
Tax Advantage Auto - 72 Mo. Finance 6.30 6.30 72  Calculator
Tax Advantage Auto - 84 Mo. Finance 7.10 7.10 84  Calculator

 

*APR = Annual Percentage Rate.
Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. All auto rates reflect a .50% discount for automatic payment transfer. For a more complete listing of loan types, e-mail us from the "Contact Us" page or call (714) 577-8454.

The minimum loan payment is $25.

Go To Loan Application | Go To Calculators | Back to Top
 

 


Real Estate - Purchases

Rate Points APR*
6.25 1.25 6.289


Real Estate - 1st Mortgage 5/15

Rate Points APR*
5.63 1 5.668


Real Estate - 1st Mortgage 5/20

Rate Points APR*
5.88 1 5.918


Real Estate - 2nd Mortgage 5/15

Rate Points APR*
5.755 1 5.793


Real Estate Secondary Property 5/12

Rate Points APR*
6.005 1 6.051


Home Equity Line-of-Credit

Rate Points APR*
4.50 0

4.50

 

*APR = Annual Percentage Rate
Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.
Go To Loan Application | Go To Calculators | Back to Top
 


Rate Schedule

 

Savings Minimum Balance Dividend Rate APY* Term
PrimeShares- Tier 1 100 0.75 0.75 n/a
Prime Shares- Tier 2 10,000 0.99 1.00 n/a
Prime Shares- Tier 3 50,000 1.29 1.30 n/a
Prime Shares- Tier 4 100,000 1.49 1.50 n/a
Checking - Personal - Tier 1 10,000 0.50 0.50 n/a
Checking - Personal - Tier 2 50,000 0.99 1.00 n/a
Money Market - Tier 1 2,500 0.99 1.00 n/a
Money Market - Tier 2  10,000 1.49 1.50 n/a
Money Market - Tier 3 25,000 1.90 1.92 n/a
Money Market - Tier 4  50,000 2.20 2.22 n/a
Money Market - Tier 5  100,000 2.96 3.00 n/a
Holiday Club 100 1.60 1.60 n/a
Accumulation IRA 250 0.80 0.80 n/a

 

*APY = Annual Percentage Yield.  Rate Schedule states rates applicable to specified accounts.  Rates subject to change; please contact us for current rate information.  Dividends earned based on Average Daily Balance ( Day In/Day Out  Method) and paid to open accounts on the last day  of each period.
Members  accounts are insured by the National Credit Union Administration up to $100,000. 
Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.


Back to Top
 

Rate Schedule

 

Certificates Minimum Deposit Dividend Rate APY* Term
IRA - 1 Year 1000 2.810 2.85 12 
IRA - 5 Year 1000 3.350 3.40 60
6 Month 500 2.574 2.60 6 
1 Year 500 2.620 2.65 12
2 Year 500 2.281 2.85 24
3 Year 500 2.862 2.90 36
5 Year 500 3.350 3.40 60

 

*APY = Annual Percentage Yield.  Minimum deposit as stated above.   Rate Schedule states rates applicable to specified accounts. Rates subject to change; please contact us for current rate information.
Members  accounts are insured by the National Credit Union Administration up to $100,000. 
Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.



Back to Top
 

 

[ Home | Applications | Enrollment | Loans | Checking/Savings | Card Services | Services | Online Services | Business Services | About Us | Rates | Sitemap ]

Click here to estimate your NCUA insurance coverage

Notices Terms, and Conditions
Privacy Policy
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Family 1 Staff