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*APR = Annual Percentage Rate.
Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. All auto rates reflect a .50% discount for automatic payment transfer. For a more complete listing of loan types, e-mail us from the "Contact Us" page or call (714) 577-8454.
The minimum loan payment is $25.
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Real Estate - Purchases
| Rate |
Points |
APR* |
| 6.25 |
1.25 |
6.289 |
Real Estate - 1st Mortgage 5/15
| Rate |
Points |
APR* |
| 5.230 |
1 |
5.383 |
Real Estate - 1st Mortgage 5/20
| Rate |
Points |
APR* |
| 5.730 |
1 |
5.853 |
Real Estate - 2nd Mortgage 5/15
| Rate |
Points |
APR* |
| 5.480 |
1 |
5.634 |
Real Estate Secondary Property 5/12
| Rate |
Points |
APR* |
| 5.730 |
1 |
5.918 |
Home Equity Line-of-Credit
| Rate |
Points |
APR* |
| 5.00 |
0 |
5.00
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*APY = Annual Percentage Yield. Rate Schedule states rates applicable to specified accounts. Rates subject to change; please contact us for current rate information. Dividends earned based on Average Daily Balance ( Day In/Day Out Method) and paid to open accounts on the last day of each period.
Members accounts are insured by the National Credit Union Administration up to $100,000. Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.
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| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| IRA - 1 Year |
1000 |
3.10 |
3.14 |
12 |
| 6 Month |
500 |
2.90 |
2.94 |
6 |
| 1 Year |
500 |
3.05 |
3.10 |
12 |
| 2 Year |
500 |
3.20 |
3.25 |
24 |
| 3 Year |
500 |
3.58 |
3.64 |
36 |
| 4 Year |
500 |
3.74 |
3.80 |
48 |
| 5 Year |
500 |
3.85 |
3.92 |
60 |
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*APY = Annual Percentage Yield. Minimum deposit as stated above. Rate Schedule states rates applicable to specified accounts. Rates subject to change; please contact us for current rate information.
Members accounts are insured by the National Credit Union Administration up to $250,000. Deposits in Individual Retirement Accounts (IRAs) are insured separately up to $250,000.
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